Does GEMS pay for pap smear?

Does GEMS cover pap smear?

GEMS offers comprehensive screening and preventative care benefits to its members.

Preventative care and screening benefit.

SCREENING SERVICES
Cytology Screening (Pap smears) Once per annum Females 12-65 years

What does GEMS medical aid cover?

You need to get pre-authorisation for all your hospital visits, out-patient visits to a hospital, MRI scans, CT scans or radio-isotope studies, in-hospital physiotherapy, ambulance transportation and specialised dentistry.

Do GEMS cover bloodwork?

Pathology and radiology tests (blood tests and x-rays) must be referred by your nominated GP. These tests must be in line with the GEMS formulary (list of approved tests or services) for Beryl.

What are the options of GEMS?

We offer six excellent healthcare benefit options: Tanzanite One, Beryl, Ruby, Emerald Value, Emerald and Onyx.

Does GEMS pay for gynecologist?

The Specialist Network provides you with access to Physicians, Paediatricians, Obstetricians and Gynaecologists at a set tariff for both in- and out-of-hospital ensuring that you will not be liable for a co-payment (subject to your option’s benefit limits). …

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How does GEMS emerald value work?

You must nominate a GP, who must be a part of the GEMS network, as your first-line of consultation when you seek medical care. A 30% co-payment applies on all GP claims received from a non-nominated GP. You must choose a hospital from the Emerald Value hospital network for your in-hospital needs.

What is the difference between Ruby and emerald GEMS?

The first difference which comes to mind is that ruby is red in color and a emerald is green. A stone is a ruby when it is colored a certain number of ways ‘“ ranging from pure red to a bluish shade inherent in the stone. … A ruby is priced for its color while an emerald commands a premium for its color and transparency.

Who qualifies for GEMS medical aid?

As GEMS is a restricted scheme for Government employees, only those employed within public service can become members.

How long does it take for GEMS medical aid to be active?

There are two types of waiting periods that GEMS may apply. These are: A General Waiting Period (GWP) of up to 3 months; and/or • A Condition-Specific Waiting Period (CSWP) of up to 12 months.

Do gems cover pregnancy?

Benefits of joining the Maternity Programme

We will give you a GEMS pregnancy, birth and early parenting book when you register. We will send you a free maternity bag during your third trimester. This is a gift from us to you and your baby.

How do I check my funds on Gems medical aid?

To send an SMS request, you follow these easy steps: Step 1: Type in the keyword Benefit. Step 2: Next to the word Benefit, type in your GEMS member number. Step 3: Next to your member number, type in the benefit category you want to find out about.

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What does the gems maternity bag contain?

A GEMS pregnancy, birth and early parenting book when you register. A free maternity bag during your third trimester. Free access to all services offered by the programme.

How do you claim gems?

You can submit your claims by:

  1. Post: GEMS, Private Bag X782, Cape Town, 8000.
  2. Fax: 0861 00 4367.
  3. Email: enquiries@gems.gov.za; or a.
  4. GEMS walk-in centre.

How do you change emerald to emerald value?

Dial *134*20018# or 0860 00 4367 to make the switch today.

Does gems have waiting period?

There are two types of GEMS waiting periods: A general waiting period (GWP) of up to 3 months. A condition-specific waiting period (CSWP) of up to 12 months.